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Public Funds with Interest

The Public Funds Checking account is ideal for public entities that hold higher balances and want to earn competitive interest rates. Each account has a tiered interest rate, and interest is accrued daily.

Opening Deposit: $5,000


Monthly Imaged Statement
Online Banking

Service Charges:

Monthly Service Charge - $10.00 If the Balance Falls Below $5,000
Monthly Item Charges - Debit Transactions: $0.16 Each; Credit Transactions: $0.16 Each; Deposited Items (On Us): $.07 Each; ACH Debit/Credit Items: $0.11 Each


If the collected balance falls below the minimum amount at any time during the statement period, interest will be forfeited for the entire month.

If the account closes, accrued interest will be paid up to the day of closure.

The interest will be paid by crediting the account monthly.

The daily balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

The interest rate is variable and compounds monthly. The interest rate and the annual percentage yield (APY) may change at any time.

** Ask for our current rates. Rates are subject to change.

To learn more about our checking solutions, please contact us.